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Derek Adair - Union Home Mortgage

Mortgage Broker

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Website | (586) 612-9827
92 Mill St, Rochester, MI 48307, USA

Opening Hours:
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours


Area Served:
Within 4 miles (6.4km) of 92 Mill St, Rochester, MI 48307, USA
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Google Rating: 5.0 out of 5 stars (36 total ratings)

Jaime Fountain
5 Star
Derek has been amazing thru the process of us buying our home here in Michigan about a year ago. When rates dropped for VA, he reached out right away to help us refinance to the lower rate. I wholeheartedly recommend Derek for all your mortgage needs!
Monday 8th December 2025
Kady Hancock
5 Star
Derek was so helpful throughout the entire process. As first-time homebuyers, the process was entirely foreign to us, and he took the time to explain and re-explain everything to us so we felt comfortable. He also made himself available morning, noon, night and even midnights a couple times. So grateful for him, his professionalism and extremely helpful customer service.
Saturday 1st November 2025
Ashley Brzenk
5 Star
Five stars truly is NOT ENOUGH to express our satisfaction. This was our second home purchase Derek was our loan officer for. He truly goes above & beyond what is expected of him. Made himself available any time, any day for questions or concerns. We recommend him to anyone and everyone. You will NOT regret it!
Tuesday 26th August 2025
Barbara Hopkins
5 Star
Derek Adair was an excellent lender!! He explained each step of the process of the loan re-fi and explained everything to me answered all my questions. He is very personable and very knowledgeable. I would recommend him for all your loan needs!!!
Tuesday 9th December 2025
Alex Salata
5 Star
Working with Derek was great! My fiancée and I started our home shopping and pre-approval process way back in May of 2024. We were first time buyers, and had no idea where to start. Luckily, we were referred to Derek based on someone else who had a great experience with him, and we never looked back. Derek made the complexities of buying a house easy, and had a trusted person for everything that needed to be done from pre-approval, all the way to closing. There was never a point where we were uninvolved and unsure of what point in the process we were at. He was so thorough and detailed, which is huge when making such a huge purchase. Even roughly 3 weeks after close, Derek is still involved and walking us through the processes required after… another thing we are very pleased and thankful for. Derek’s patience and expertise not only helped us get through the process, but also educated us on the reasons and purpose of each step, which is something that we highly valued. It gives us a lot of confidence for our next purchase or refinance. Whether you are looking to purchase your first home, last home, or refinance, I would highly suggest that you make Derek your guy! He will go to bat for you and get things done promptly! Thank you for everything! We’re going to make sure to contact you when rates drop!
Wednesday 4th December 2024